A frog goes into a bank, and hops up to the loan officer. The frog says, "Hi, what's your name?"
The loan officer says, "My name is John Paddywack. Can I help you?"
The frog says, "Yeah, I'd like to borrow some money."
The loan officer finds this a little odd, but gets out a form. He says, "Okay, what's your name?"
The frog says, "Kermit Jagger."
The loan officer says, "Really? Any relation to Mick Jagger?"
The frog says, "Yeah, he's my dad."
The loan officer says, "Okay. Umm...do you have any collateral?"
The frog hands the loan officer a pink ceramic elephant and says, "Will this do?"
The loan officer says, "Hmmm...I'm not sure. Let me go check with the bank manager."
The frog says, "Oh, tell him I said hi. He knows me."
The loan officer goes back to the manager and says, "Excuse me, but there's this frog out there named Kermit Jagger who wants to borrow some money.  All he has for collateral is this pink elephant thing, I'm not even sure what it is." The manager says...

"It's a knick-knack, Paddywack. Give the frog a loan. His old man's a Rolling Stone."